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Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year

If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund.
If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by… http://uscmortgage.com/blog/2021/04/your-tax-refund-and-stimulus-savings-may-help-you-achieve-homeownership-year/

There’s No Reason To Panic Over Today’s Lending Standards

Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the availability of mortgage money. Recent articles about the availability of low down …
Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the… http://uscmortgage.com/blog/2021/04/theres-no-reason-panic-over-todays-lending-standards/

Is Homeownership Still Considered Part of the American Dream?

Since the birth of our nation, homeownership has always been considered a major piece of the American Dream.
Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes: “The idea of a place of… http://uscmortgage.com/blog/2021/04/homeownership-still-considered-part-american-dream/

How a Change in Mortgage Rate Impacts Your Homebuying Budget

Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average.
Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what… http://uscmortgage.com/blog/2021/04/how-change-mortgage-rate-impacts-your-homebuying-budget/

Buyer & Seller Perks in Today’s Housing Market

Right now, the housing market is full of outstanding opportunities for both buyers and sellers.
Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or… http://uscmortgage.com/blog/2021/04/buyer-seller-perks-todays-housing-market/

What It Means To Be in a Sellers’ Market

If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move. Here’s why this season is the ultimate sellers’ market and the optimal time to make sure your house is availabl…
If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move. Here’s why this season is the… http://uscmortgage.com/blog/2021/04/what-it-means-be-sellers-market/

Americans See Major Home Equity Gains

Today's home appreciation is driving equity throughout the country.
Some Highlights Today’s home price appreciation is driving equity higher throughout the country. If your needs are changing and you’re ready for a new home, your equity may… http://uscmortgage.com/blog/2021/04/americans-see-major-home-equity-gains/

Why You Should Think About Listing Prices Like an Auction’s Reserve Price

For generations, the homebuying process never really changed. The seller would try to estimate the market value of the home and tack on a little extra to give themselves some negotiating room.
For generations, the homebuying process never really changed. The seller would try to estimate the market value of the home and tack on a little extra to give themselves some… http://uscmortgage.com/blog/2021/04/why-you-should-think-about-listing-prices-auctions-reserve-price/

Should We Fear the Surge in Cash-Out Refinances?

Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020.
Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020. The report explains that the dollar amount of cash-out… http://uscmortgage.com/blog/2021/04/should-we-fear-surge-cash-out-refinances/

What Credit Score Do You Need for a Mortgage?

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February.
According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards… http://uscmortgage.com/blog/2021/04/what-credit-score-do-you-need-mortgage/

To Renovate or Not To Renovate Before You Sell

When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers.
When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so… http://uscmortgage.com/blog/2021/04/renovate-or-not-renovate-you-sell/

How to Be a Competitive Buyer in Today’s Housing Market

With so few houses for sale today, it's important to be prepared when you're ready to buy a home.
  Some Highlights With so few houses for sale today, it’s important to be prepared when you’re ready to buy a home. Meeting with your lender early, knowing your… http://uscmortgage.com/blog/2021/04/how-be-competitive-buyer-todays-housing-market/

What Is the Strongest Tailwind to Today’s Recovering Economy?

Last year started off with a bang. Unemployment was under 4%, forecasters were giddy with their projections for the economy, and the residential housing market had the strongest January and February activity in over a decade.
Last year started off with a bang. Unemployment was under 4%, forecasters were giddy with their projections for the economy, and the residential housing market had the strongest… http://uscmortgage.com/blog/2021/04/what-strongest-tailwind-todays-recovering-economy/

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