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What Is the #1 Financial Benefit of Homeownership?

There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming household wealth.
There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the… http://uscmortgage.com/blog/2021/03/what-1-financial-benefit-homeownership/

How to Make a Winning Offer on a Home

Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes.
Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. As a result,… http://uscmortgage.com/blog/2021/03/how-make-winning-offer-home/

Will the Housing Market Bloom This Spring?

Spring is almost here, and many are wondering what it will bring for the housing market. Even though the pandemic continues on, it’s certain to be very different from the spring we experienced at this time last year.
Spring is almost here, and many are wondering what it will bring for the housing market. Even though the pandemic continues on, it’s certain to be very different from the… http://uscmortgage.com/blog/2021/03/will-housing-market-bloom-spring/

6 Simple Graphs Proving This Is Nothing Like Last Time

Last March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime pandemic. Instead, real estate had one of its best years ever. Home sales and prices were both up substantially ove…
Last March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime pandemic. Instead, real estate had… http://uscmortgage.com/blog/2021/03/6-simple-graphs-proving-nothing-last-time/

How Upset Should You Be about 3% Mortgage Rates?

Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it may have on the housing ma…
Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the… http://uscmortgage.com/blog/2021/03/how-upset-should-you-be-about-3-mortgage-rates/

5 Reasons to Sell Your House This Spring

When selling a house, most homeowners hope for a quick and profitable transaction that puts them in a position to make a great move. If you’re waiting for the best time to win as a seller, the market is calling your name this spring. Here are five reasons…
When selling a house, most homeowners hope for a quick and profitable transaction that puts them in a position to make a great move. If you’re waiting for the best time to win… http://uscmortgage.com/blog/2021/03/5-reasons-sell-your-house-spring/

How Smart Is It to Buy a Home Today?

Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated.
Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to… http://uscmortgage.com/blog/2021/03/how-smart-it-buy-home-today/

Home Prices: What Happened in 2020? What Will Happen This Year?

The real estate market was on fire during the second half of 2020.
The real estate market was on fire during the second half of 2020. Buyer demand was way up, and the supply of homes available for sale hit record lows. The price of anything… http://uscmortgage.com/blog/2021/03/home-prices-what-happened-2020-what-will-happen-year/

Ajah's Testimonial

It is hard to imagine how fast a year has gone by while working at US Capital Mortgage Partners.
It is hard to imagine how fast a year has gone by while working at US Capital Mortgage Partners. Working for a mortgage company has been an amazing learning experience for me. It… http://uscmortgage.com/blog/2021/03/ajahs-testimonial/

What Are the Benefits of a 20% Down Payment?

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment options availa…
If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to… http://uscmortgage.com/blog/2021/03/what-are-benefits-20-down-payment/

It’s a Sellers’ Market

Over the past year, homeowners have gained an unprecedented opportunity to win big by selling in today's housing market.
Some Highlights Over the past year, homeowners have gained an unprecedented opportunity to sell with great success while buyer demand is soaring. With homes selling twice… http://uscmortgage.com/blog/2021/03/its-sellers-market/

Are There Going to Be More Homes to Buy This Year?

If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s normal to wonder if you’ll actually find one to buy.
If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s normal to… http://uscmortgage.com/blog/2021/03/are-there-going-be-more-homes-buy-year/

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%.
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that… http://uscmortgage.com/blog/2021/03/reason-mortgage-rates-are-projected-increase-and-what-it-means-you/

Where Have All the Houses Gone?

In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale.
Where Have All the Houses Gone? In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already… http://uscmortgage.com/blog/2021/03/where-have-all-houses-gone/

Home Mortgage Rates by Decade

Interest rates are hovering near all time lows.
Home Mortgage Rates by Decade Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades,… http://uscmortgage.com/blog/2021/03/home-mortgage-rates-decade/

Fun Facts About Lansing, MI

Lansing is full of surprises! Check out all of our cities facts.
For more information about Lansing, MI. Click here: lansing.org/ http://uscmortgage.com/blog/2021/03/fun-facts-about-lansing-mi/

Will Low Mortgage Rates Continue through 2021?

With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise.
Will Low Mortgage Rates Continue through 2021? With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue… http://uscmortgage.com/blog/2021/03/will-low-mortgage-rates-continue-through-2021/

3 Ways Home Equity Can Have a Major Impact on Your Life

There have been a lot of headlines reporting on how homeowner equity (the difference between the current market value of your home and the amount you owe on your mortgage) has dramatically increased over the past few years.
3 Ways Home Equity Can Have a Major Impact on Your Life There have been a lot of headlines reporting on how homeowner equity (the difference between the current market… http://uscmortgage.com/blog/2021/03/3-ways-home-equity-can-have-major-impact-your-life/

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