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Below are five compelling reasons to list your house this winter. 1. Demand Is Strong The latest Buyer Traffic Report from the…

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When selling your house, there are a few key things you can prioritize to have the greatest impact for a faster sale:   1. Mak…

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The economy is currently experiencing the longest recovery in our nation’s history. The stock market has hit record highs, while…

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Around this time each year, many homeowners decide to wait until after the holidays to list their houses. Similarly, others who …

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There are great advantages to owning a home, yet many people continue to rent. The financial benefits are just some of the reaso…

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Buyers are out in full force this fall, increasing the demand for homebuying in all four regions of the country. According to t…

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In a recent article, First American shared how millennials are not really any different from previous generations when it comes …

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Success is something often worth repeating, and Brent Sutherland, a Certified Financial Planner and Real Estate Investor, has ce…

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Millennials have waited longer than any other generation to become homeowners, but the wait for this cohort is just about over. …

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When you’re ready to buy, you’ll need to determine if you prefer the charm of an existing home or the look and feel of a newer b…

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Home buying activity (demand) is up, and the number of available listings (supply) is down. When demand outpaces supply, prices …

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In the third quarter of 2019, the U.S. homeownership rate rose again, signaling another strong indicator of the current housing …

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The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we a…

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A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying proces…

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Many sellers believe spring is the best time to put their homes on the market because buyer demand traditionally increases at th…

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When you’re ready to buy, you’ll need to determine if you prefer the charm of an existing home or the look and feel of a newer b…

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Tom Petty famously penned the words, “the waiting is the hardest part” in his early 80’s hit song The Waiting, and his thought p…

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1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights Report shows that home prices have appreciated by 3.6% o…

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Did you know that 1 in 6 Americans currently live in a multigenerational household? According to Generations United, the number…

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Much has been written about how residential real estate values have increased since the housing market started its recovery in 2…

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In today’s market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a fi…

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To understand today’s complex real estate market, it is critical to have a local, trusted advisor on your side – for more reason…

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Gen Zers are the next generation of homeowners, and they’re eager to jump in and buy their first homes. Whether you are part of …

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If you’re searching for a home online, you’re not alone; lots of people are doing it. The question is, are you using all of your…

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Today’s real estate market is nothing like the 2008 market. When an economic slowdown happens, it won’t resemble the last one. …

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By making a few key upgrades to your home, you’ll save on your utility bills and improve the energy efficiency of your home. Whe…

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The residential real estate market has been plodding along for most of the year. However, three recent reports show the market m…

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Contrary to common misconception, a down payment is often much less than many believe. According to the ‘2019 Home Buyer Report…

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It’s common knowledge that your FICO® score plays an important role in the homebuying process. However, many buyers have misconc…

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If you’re thinking about remodeling your house before you list it, take a look at these three tips to help you decide if you rea…

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The latest edition of the Realtors Confidence Index from NAR sheds some light on the relationship between seller traffic (supply…

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You made an offer and it was accepted. Your next task is to have the home inspected prior to closing. Agents often recommend you…

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By making a few key upgrades to your home, you’ll save on your utility bills and improve the energy efficiency of your home. Whe…

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One of the benefits of homeownership is that it is a “forced savings plan.” Here’s how it works: You make a mortgage payment eac…

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When searching for a home, you may end up selecting a property in a community with a Homeowners Association (HOA). Before you bu…

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Price appreciation can differ depending on your price range. CoreLogic analyzed four individual home prices tiers and shares the…

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  Some Highlights:   Hiring a real estate professional to help you buy your dream home or sell your current house is one …

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Freddie Mac, Fannie Mae, and the Mortgage Bankers Association are all projecting home sales will increase nicely in 2020. Below…

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In a recent article by Realtor Magazine, Mark Fleming, Chief Economist of First American Financial Corporation, notes, “The l…

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With the current uncertainty about the economy triggered by a potential trade war, some people are waiting to purchase their fir…

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According to the Pew Research Center, around 37% of U.S students will be going back to school soon and the rest have already sta…

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When thinking about selling their house, homeowners have many options. A relatively new option is using an “iBuyer.” What is an …

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Below are 5 compelling reasons listing your home for sale this fall makes sense. 1. Demand Is Strong The latest Buyer Traffic …

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Did you know August 21st is National Senior Citizens Day? According to the United States Census, we honor senior citizens today …

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We’re in the back half of the year, and with a decline in interest rates as well as home price and wage appreciation, many are w…

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Mortgage rates have fallen by over a full percentage point since Q4 of 2018, settling at near-historic lows. This is big news fo…

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It seems you can’t find a headline with the term “housing affordability” without the word “crisis” attached to it. That’s becaus…

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Over the last couple of years, we’ve heard quite a bit about rising home prices. Today, expert projections still forecast contin…

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Tags : home, equity

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Many buyers are wondering where to find houses for sale in today’s market. It’s a true dilemma. We see an increase in buyer dema…

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Every three years, the Federal Reserve conducts its Survey of Consumer Finances. Data is collected across all economic and socia…

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Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all b…

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During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A s…

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In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale…

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Tags : home, pre-approval

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The housing crisis of the last decade was partially caused by unhealthy levels of mortgage debt. Homeowners were using their hom…

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Questions continue to come up about where home prices will head throughout the rest of this year, as well as where they may be g…

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On his personal website, self-made millionaire David Bach makes a striking statement:  “Not prioritizing homeownership is the…

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Whether you’ve owned a home before, or you’re ready to jump into homeownership for the first time, there are always a lot of que…

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The Federal Reserve Bank (The Fed) recently released their 2019  Survey of Consumer Expectations Housing Survey. The survey repo…

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Whether you are a first-time buyer or looking to move up to the home of your dreams, now is a great time to purchase a home. Her…

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Many of the questions currently surrounding the real estate industry focus on home prices and where they are heading. The most r…

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If you’re currently renting and have dreams of owning your own home, it may be a good time to think about your next move. With r…

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We’re halfway through the year, and with a decline in interest rates as well as home price and wage appreciation, many are wonde…

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Since June of last year, we have seen an increase in the inventory of homes for sale month per month. Every spring and summer, t…

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With the recent lower interest rates, many homeowners are wondering if they should refinance. To decide if refinancing is the b…

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Kelly's Testimonial

Jul 11, 2019

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My name is Kelly Mckay and I am a Loan Processor for US Capital Mortgage Partners. I have been working for US Capital for almost…

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Homes priced at the top 25% of the price range for a particular area of the country are considered “premium homes.” In today’s r…

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In today’s fast-paced world where answers are a Google search away, there are some who may wonder what the benefits of hiring a …

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In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you…

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When buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like …

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Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With t…

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Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, …

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In a real estate market where home prices are rising, many have begun to reexamine the idea of buying a home, choosing instead, …

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1. Prices Will Continue to Rise CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 3.7% o…

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We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the…

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According to CoreLogic, from 2006 to 2014 “there were 7.3 million housing foreclosures and 1.9 million short sales.” The hesitat…

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In today’s housing market, home prices are increasing at a slower pace (3.7%) than they have over the last eight years (6-7%). H…

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In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustratin…

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  Home values have softened over the last twelve months. We are no longer seeing 6-7% annual appreciation levels for the nation…

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Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, me…

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Michaela's Testimonial

Apr 30, 2019

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Is it true what people say, meaningful work is the key to loving your job and reaching success? Working in the mortgage industry…

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If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family have y…

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The percentage of home price appreciation on a year-over-year basis has decreased each month for over a year. The question was h…

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Here are five compelling reasons listing your home for sale this spring makes sense. 1. Demand Is Strong The latest Buyer Traf…

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Last week, realtor.com released a survey of active home shoppers (those who plan to purchase their next home in 1 year or less).…

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Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attai…

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Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlor…

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1. Prices Will Continue to Rise CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 4.4% o…

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According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and wil…

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In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying th…

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For centuries, people in this country have seen homeownership as part of the American Dream. Whether they were born here or immi…

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If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed…

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In real estate, the spring is often seen as the ideal time to buy or sell a house. The term “Spring Buyer’s Season” exists for a…

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I’ve heard this story a time or two, your application for a mortgage wasn’t approved and your stress levels have risen. What wil…

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Demand for housing has remained strong as mortgage rates have remained near historic lows. Even with the recent increase in ra…

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91% of Americans believe that owning a home is either essential (43%) or important (48%) to achieving the 'American Dream'. Th…

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Five Reasons to Sell This Winter!   Wondering if listing your home for sale this winter makes sense? Here are 5 reasons you sh…

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“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will te…

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If you’ve been thinking about buying a home of your own, you’ve probably come up with a list of things that you’d love to have i…

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  Is the idea of saving enough money to put 20% down on a loan scaring you away from getting your dream home?   Gone are th…

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  Take a look at how interest rates have changed over the last 45 years. Last week's Freddie Mac Primary Mortgage Market Survey…

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